Updated: Sep 19, 2024

Finding affordable medical alert devices is a step towards safety and peace of mind for you or your loved ones. Some options are covered by Medicare! Explore your options – help is just a button press away

Understand Your Needs

The first step to saving money on a medical alert device is understanding your specific needs. Not everyone requires a device with all the bells and whistles. Assess the level of mobility, health status, and lifestyle habits of the senior who will be using the device. Consider features such as fall detection, GPS tracking, or a fitness tracker. If you only need basic features, opting for a simpler device can save you money. For example, a basic in-home system like the Bay Alarm Medical In-Home Basic System offers reliable service for as low as $19.95 per month . By focusing on essential features, you can avoid unnecessary expenses.

Comparison Shopping

Take your time to shop around and compare prices from different brands. Each company offers different equipment, plans, and pricing. Look for the device that fits your needs and comes with a fair price tag. Online comparison tools and customer reviews can help you make an informed decision. Websites like Consumer Reports and Best Company provide comprehensive reviews and comparisons of top medical alert systems . Additionally, platforms like Amazon and Walmart often have customer reviews that can give you real-world insights into the performance and reliability of these devices.

Check for Discounts

Some medical alert companies offer discounts for seniors, veterans, or AARP members. Others might have seasonal sales or promotions. For instance, LifeFone offers a discount for AARP members, and Medical Guardian frequently runs seasonal promotions that can reduce your initial costs . Keep an eye out for such opportunities to save. Additionally, some insurance companies may cover part of the cost, so it’s worth checking your policy or discussing it with your insurance provider. Medicare Advantage plans, for example, sometimes include medical alert devices as part of their coverage.

Consider a Used or Refurbished Device

Just like electronics, you can buy used or refurbished medical alert devices at a fraction of the cost of a new one. Websites like eBay and Amazon offer used or refurbished options, but ensure you purchase from a reputable seller who guarantees the product’s functionality. Also, check for any warranties or return policies to ensure you’re protected if the device doesn’t meet your expectations.

Choose the Right Plan

Many medical alert companies offer various plans. Some include basic monitoring services, while others provide more comprehensive coverage, including regular check-ins or medication reminders. For example, MobileHelp offers a range of plans starting at $19.95 per month for basic services, up to more comprehensive options that include mobile and fall detection features for around $44.95 per month . Choose a plan that fits your needs without overpaying for unnecessary services.

Avoid Long-Term Contracts

Some providers might try to lock you into long-term contracts. If possible, opt for a month-to-month plan which gives you the freedom to cancel the service if it’s no longer needed or if you find a better deal elsewhere. Companies like Aloe Care Health and GetSafe offer month-to-month plans without requiring long-term commitments . This flexibility can be crucial in managing costs effectively.

Think About Financing Options

Some companies offer financing options that allow you to pay for the device in monthly installments. This can be an excellent way to get a high-quality device without paying the full cost upfront. For instance, Philips Lifeline offers financing plans that spread the cost over several months, making it easier to afford their top-tier devices . Be sure to check the interest rates and terms of these financing plans to ensure they fit within your budget.

Take Care of the Device

Most companies will charge for damaged or lost devices. Teach the senior user how to properly use and take care of the device to avoid these additional costs. Simple measures, such as keeping the device dry and avoiding drops, can prolong its lifespan. Many companies, like GreatCall, offer protection plans that cover accidental damage for a small monthly fee, which can be a cost-effective way to safeguard your investment.

Conclusion

In conclusion, while safety is paramount, it doesn’t have to break the bank. By evaluating your needs, shopping around, looking out for discounts, and making savvy decisions about plans and contracts, you can secure a medical alert device that offers peace of mind and fits your budget. Always remember that the goal is a balance of affordability and reliable functionality. From taking advantage of promotions and buying refurbished devices to choosing flexible plans and proper device maintenance, there are numerous ways to make a medical alert system both affordable and effective.