by Margaret Evans | Aug 25, 2022 | Housing
How to Save Electricity at Home The average house in North America consumes about 21.5KwH /day. That means that if you pay the average 10 cents/KwH you could spend a grand total of over $700/year on electricity. You can cut those cost by as much as 50% by following...
by Margaret Evans | Aug 25, 2022 | Housing
How to Improve Your Home With No Money Even if you don’t have any money to spare, you can improve your home both indoors and out. Make every part of your home more beautiful and functional by substituting ingenuity and hard work for cash. Take advantage of...
by David Harris | Aug 25, 2022 | Housing
How to Find a Home Loan Contacting several mortgage companies is essential in finding the right home loan since mortgage companies’ rates and loan programs can differ. The first step in finding a home loan is to contact several mortgage companies in the area in...
by David Harris | Aug 24, 2022 | Finance, Housing
Beginner’s Guide to Mortgages A mortgage is a home loan and functions like other large loans. The lender agrees to issue a loan to the borrower, who pays it back slowly over the term of the loan. The term can vary, but most mortgages are either 15, 20 or 30...
by Margaret Evans | Jul 28, 2022 | Finance, Housing
About Bad Credit Mortgages History A mortgage is a loan that is taken out using a house as security or collateral. Traditionally, banks have stringent credit requirements for making mortgages. When lending began to be deregulated in the late 1970s, entrepreneurs and...
