by Margaret Evans | Jul 28, 2022 | Finance
About Installment Loan Rates Most installment loan rates are determined using an index and a margin. An index is a base rate that is usually published and tracked regionally and is based on the overall economic conditions and the state of the market in which it is...
by Margaret Evans | Jul 28, 2022 | Finance, Housing
About Bad Credit Mortgages History A mortgage is a loan that is taken out using a house as security or collateral. Traditionally, banks have stringent credit requirements for making mortgages. When lending began to be deregulated in the late 1970s, entrepreneurs and...
